Jason McElroy

Select representations include:

• A real estate brokerage in multiple class actions alleging violations of the Real Estate Settlement Procedures Act (RESPA).
• A home warranty company in class allegations of federal Racketeer Influenced and Corrupt Organizations Act (RICO) violations and violations of multiple states’ consumer fraud statutes.
• A financial institution in multiple matters alleging class allegations based on state consumer fraud statutes and breaches of contract for charging purported junk fees.
• Multiple financial institutions in Consumer Financial Protection Bureau (CFPB) investigations and enforcement actions alleging violations of the Truth in Lending Act’s (TILA) loan officer compensation requirements; TILA’s advertising requirements; Unfair, Deceptive or Abusive Acts or Practices (UDAAP); Regulation N (the MAPs Rule); and RESPA Section 8.
• Homebuilding companies and automobile dealers in Federal Trade Commission (FTC) investigations seeking evidence of violations related to UDAAP allegations.
• Numerous companies in class allegations of Telephone Consumer Protection Act (TCPA) violations.
• A financial institution in obtaining a defense verdict in Virginia state court against a borrower who alleged fraudulent practices in the origination of Home Equity Conversion Mortgages.
• Financial institutions in administrative hearings conducted by federal and state authorities.

Select representations include:

• A financial institution in obtaining a jury verdict against a former employee alleging numerous violations of Federal Housing Administration regulations and requirements.
• Financial institutions facing False Claims Act investigations and allegations regarding government-insured loan programs.
• An appraisal management company in a federal antitrust action against a state board of licensing.
• A financial institution in a contested administrative hearing before the U.S. Department of Labor alleging violations of the Dodd-Frank Act’s whistleblower provisions.
• A financial institution in obtaining a jury verdict in Texas state court in a matter alleging state antitrust violations, breach of contract, quantum meruit and unjust enrichment.
• A financial institution in obtaining a judgment in a contested arbitration for misappropriation of trade secrets by former employees. 
• A financial institution in obtaining a judgment against former employees and new employer for Racketeer Influenced and Corrupt Organizations Act (RICO) violations and misappropriation of trade secrets by former employees.